After the damage Storm Ali caused across the capital when it struck, no doubt everyone had a sense of panic.

What if my home was damaged? What if a tree smashed a window, or slates fell off my roof?

Even though your home insurance covers storm damage, it’s equally important that you prepare your home for preventing the damage to keep your family safe.

Property Claims Loss Assessors have given us their best tips for preventing storm damage before it hits.

  1. Clean all gutters, down-pipes and drain cover. Leaves and debris can cause blockages and ultimately cause damage.
  2. Check the trees in close vicinity of your property. Dead or diseased trees could topple in a storm and hit your property, causing immense damage. You may need to engage a tree expert to assess your trees in your own home.
  3. Store away all outdoor furniture. They may become missiles in heavy winds.
  4. Have your roof inspected annually by a professional roofer.
  5. Know how to control your utilities. For example, you should know where to turn off your gas, water and electricity in case of emergencies.
  6. If you have no shutters, close all blinds and curtains for added protection.
  7. Identify the safest room in the house. It should be an internal room with no windows.
  8. Create a disaster kit with first aid and some emergency supplies, in case of damage or power going out.
  9. Follow the weather forecasts daily during the winter months in case of a sudden change.

If you have damage as a result of a storm, have it professionally assessed.

In Property Claims Loss Assessors, there are Engineers and Building Surveyors with over 20 years’ experience.

In addition to storm damage, they also cover damage from pipe leaks, fire, flood, subsidence, break-ins, etc. Your first survey with them is free, and they are a ‘no win no fee’ company.

You can call them on 01 5620082 or 087 6165435, visit their website at www.pcla.ie  or email info@pcla.ie.